What is assured tenancy? A complete guide for UK landlords & tenants

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If you’re researching what is assured tenancy, you’re likely comparing tenancy types or trying to understand your rights and responsibilities as a landlord or tenant. In the UK rental market, assured tenancies offer one of the highest levels of security, but they’re also less common today than other agreements.

In this guide, we’ll break down everything you need to know about assured tenancies, including how assured tenancies work, when they’re used, their benefits, and how they compare to assured shorthold tenancies (ASTs).

What is an assured tenancy?

An assured tenancy is a type of residential tenancy agreement in England that gives tenants long-term security of tenure. This means tenants can typically remain in the property indefinitely, as long as they follow the terms of the agreement. They are often considered “lifetime” tenancies, allowing tenants to stay in their home for the long term.

Unlike more common tenancy types, landlords cannot evict tenants without a valid legal reason (known as “grounds for possession”) and must prove this in court.

Assured tenancies are most often used by housing associations, but they are sometimes used by private landlords too.

Key features of an assured tenancy:

  • The tenant has the right to remain in the property long-term
  • Rent can be reviewed periodically
  • Landlords must follow strict legal procedures to regain possession
  • Tenants are protected from unfair eviction

Most modern private rentals are not standard assured tenancies, they are usually Assured Shorthold Tenancies (ASTs), which offer more flexibility for landlords.

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When is an assured tenancy used?

Assured tenancies are now relatively rare in the private rental sector but are still used in specific situations:

  • Housing association properties (most common use)
  • Tenancies that began between 1989 and 1997
  • Situations where landlords want to offer long-term stability rather than flexibility

Today, most private landlords use assured shorthold tenancies instead, as they offer greater control over the property.

Need advice on the right tenancy for your property? Emperor Home can guide you through every step, from tenancy selection to full property management. If this is your first time renting out a property, read our beginners guide to renting out your house to discover our top tips and expert advice.

Key benefits of an assured tenancy

There are several benefits to an assured tenancy, mainly that they offer greater security and stability. Some of the main benefits of assured tenancy are listed below:

For tenants

  • Strong security: You can stay in the property long-term
  • Protection from eviction: Landlords need legal grounds
  • Greater stability for families or long-term living

However, with the introduction of the Renters Rights Act this year, even assured shorthold tenancies are providing greater protection and security for tenants now.

For landlords

  • Stable, long-term tenants
  • Reduced tenant turnover
  • Predictable rental income

However, this stability comes at a cost,  there is less flexibility for landlords if circumstances change.

op-down view of a rental agreement document with a pen, a set of keys with a house-shaped keychain, and a small model house placed on top, symbolizing a property lease.

When does an assured tenancy apply?

An assured tenancy usually applies when:

  • The property is rented to individuals (not businesses)
  • The tenant occupies the property as their main home
  • Rent falls within certain thresholds
  • The landlord does not live in the property

However, most new tenancies created today default to ASTs unless specifically set up otherwise.

You could already have an assured tenancy if all of the following apply:

  • You moved into the property between 15 January 1989 and 27 February 1997
  • Your landlord did not give you notice to say you had an AST when you moved in
  • Your landlord does not live in the same building

Usually, with an assured tenancy, an initial fixed term is put in place and once that is completed, the tenancy automatically continues on a ‘periodic fixed tenancy’ basis. This allows the tenant to stay as long as they wish, but they do still have the option to give notice.

Assured Tenancy vs Assured Shorthold Tenancy (AST)

Understanding the difference between these two tenancy types is essential, whether you’re a tenant or a landlord.

Assured Tenancy

  • Long-term or indefinite
  • Tenant has strong security
  • Landlord must prove legal grounds to evict, so it is harder for landlords to regain possession
  • Less commonly used in today’s private rental market

Assured Shorthold Tenancy (AST)

ASTs became the default tenancy type after 1997 and are now the standard in private renting. The vast majority of rental properties in Liverpool, especially those aimed at students and young professionals, use AST agreements.

  • Usually fixed-term (e.g. 6–12 months)
  • Most common tenancy in Liverpool and the rest of the UK
  • Landlord can regain possession more easily after the term ends

It is important to note that from May 1st 2026, Assured Shorthold Tenancies will now automatically become an Assured Periodic Tenancy instead.

Pros and Cons: Assured Tenancy vs AST

Assured Tenancy

Pros

  • High tenant security
  • Long-term occupancy
  • Stable rental arrangements
  • Increased protection from eviction for tenants

 Cons

  • Limited landlord flexibility
  • Harder to regain possession
  • Rare in modern private lettings

Assured Shorthold Tenancy

Pros

  • Flexible for landlords
  • Easier to regain property
  • Widely used and understood
  • Ideal for tenants who prefer a more temporary commitment for whatever reason

Assured Shorthold Tenancy

Cons

  • Less security for tenants
  • Shorter-term agreements
  • Potential for more frequent tenant turnover

When should you use each tenancy type?

As mentioned, there are several pros and cons to each type of tenancy, so you may be wondering when it is best to use each one.

Use an Assured Tenancy if:

  • You’re a housing association or social landlord
  • You want to offer long-term housing stability
  • You’re not concerned about quickly regaining possession

 Use an Assured Shorthold Tenancy if:

  • You’re a private landlord
  • You want flexibility and control
  • You may need to sell or reclaim the property

Not sure which option is right? Emperor Home can assess your situation and recommend the most suitable tenancy structure for your investment.

Important changes in UK tenancy law

The UK rental market is evolving. Recent legislation, including the Renters’ Rights Act, is set to reshape tenancy structures, potentially replacing traditional ASTs with periodic assured tenancies in the future.

Under The Renters’ Rights Act, from 1 May 2026, tenants are given new rights and . This includes the end to no-fault evictions, so landlords can no longer evict tenants without good reason, and the end to rent review clauses, so landlords can only increase the rent once per year and it must be no higher than the open market rent. Tenants also now have the right to request to keep a pet, and this cannot be unreasonably refused by a landlord without good reason.

This makes it more important than ever to stay informed and work with experienced property professionals who can ensure you are legally complaint and remain up-to-date with the latest legislation to understand how it affects you.

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Why work with Emperor Home?

If you’re unsure what type of tenancy to put in place for your property, get in touch with Emperor Home today. We can provide advice on the best option for you and even help you draft a tenancy agreement.

Choosing the right tenancy agreement is just one part of managing a successful rental property. Emperor Home offers:

  • Expert tenancy advice
  • Full property management services
  • Tenant sourcing and vetting
  • Legal compliance guidance
  • Local expertise

Ready to maximise your rental investment? Visit Emperor Home today and let their experts handle everything, from tenancy setup to ongoing management.